Aotearoa New Zealand is in the midst of a housing affordability crisis, with the effects disproportionately felt by younger generations, single-parent households, Pacific Islanders, and Māori. Housing speculation, fuelled by the availability of cheap credit, has driven up prices and led to a speculative investment cycle that must be de-escalated to ameliorate our crisis.

In this research paper, Dr Jenny McArthur (University College London) proposes a package of solutions to disrupt the speculative cycle, safely lower housing prices, and boost alternative housing provision to meet diverse needs.

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